Ontario heat pump rebates · Home Renovation Savings · Checked November 3, 2026
Home Renovation Savings Program: What It Pays for Heat Pumps (2026)
Home Renovation Savings is Ontario's home energy rebate program, run by Enbridge Gas and Save on Energy (the IESO), with support from the Government of Ontario. For a cold-climate heat pump it pays $1,250 per ton, up to $7,500, in a home heated by electricity, oil, propane or wood, and $500 per ton, up to $2,000, in a home heated by Enbridge natural gas. It also pays for insulation, air sealing, windows and doors, a heat pump water heater and a smart thermostat. As of November 3, 2026, no end date has been published.
What is the Home Renovation Savings program?
It is the rebate program Enbridge Gas and Save on Energy run together for Ontario homeowners, with support from the Government of Ontario. Its help page gives January 28, 2025 as the program's launch date. Enbridge Gas's own rebates page sends customers to it, so the Enbridge rebate for a heat pump is a Home Renovation Savings rebate. Enbridge's other home offer, the Home Winterproofing Program, gives free insulation and draft proofing to income-qualified homes.
It has two routes. Heat pumps, attic insulation, smart thermostats, solar panels and appliances need no home energy assessment, and one upgrade is enough. Wall, foundation and floor insulation, air sealing, windows and doors, and heat pump water heaters need an assessment before any work, and at least two upgrades.
It is province-wide, so the amounts are the same in Toronto, Ottawa, Hamilton and the rest of Ontario. To compare it with Ontario's other options, see Ontario heat pump rebates. Lower-income households in homes heated by electricity or oil may get a heat pump at no cost instead: see free heat pumps in Ontario.
How much does Home Renovation Savings pay for a heat pump?
Up to $7,500 for a cold-climate air-source heat pump and up to $12,000 for a ground-source system in a home heated by electricity, oil, propane or wood, and less in a home heated by Enbridge natural gas. The rate depends on how the home is heated now:
| Home heated by | Cold-climate air-source | Ground-source |
|---|---|---|
| Electricity, oil, propane or wood | $1,250 per ton, up to $7,500 | $2,000 per ton, up to $12,000 |
| Enbridge natural gas | $500 per ton, up to $2,000 | $3,000 flat |
| A rented heat pump, any fuel | $500 per ton, up to $2,000 | $3,000 flat |
The air-source amount is the per-ton rate times the heat pump's rated heating capacity at 8.3°C (47°F), unrounded. The program's own example is a unit rated at 3.2 tons, which gets $1,600 in an Enbridge gas home and $4,000 in other homes. The caps are reached at 4 tons in a gas home and 6 tons in other homes:
| Size | Enbridge gas home | Electricity, oil, propane or wood |
|---|---|---|
| 2 tons | $1,000 | $2,500 |
| 3 tons | $1,500 | $3,750 |
| 4 tons | $2,000 | $5,000 |
A home gets one heat pump rebate. If it needs more than one outdoor unit to meet the program's sizing rules, up to three units count together toward it, under the same cap. In a gas home the furnace can stay as a backup, but only the heat pump is paid for.
What else does Home Renovation Savings pay for?
Insulation, air sealing, windows and doors, a heat pump water heater, a smart thermostat, solar panels with a battery, and appliances. Which route an upgrade takes decides whether you need an energy assessment first.
No assessment needed
| Upgrade | Rebate | What earns it |
|---|---|---|
| Attic insulation | Up to $1,250 | Up to $750 for a cathedral ceiling or flat roof instead. Installed by a program-qualified contractor, who handles the paperwork. |
| Smart thermostat | $125 | An instant code before you buy, or a claim within 60 days of buying, for an eligible model. Not if you have already had a smart thermostat rebate, discount or device from Enbridge Gas, Save on Energy or the program. |
| Solar panels and battery storage | Up to $10,000 | Up to $5,000 for the panels, plus up to $5,000 for a battery installed with them. |
| Energy-efficient appliances | Up to $200 | Bought and installed by you. |
Assessment first, then two or more upgrades
| Upgrade | Rebate | What earns it |
|---|---|---|
| Attic insulation | Up to $1,500 | Brought up to at least R-50; the amount depends on the insulation you start with. |
| Exterior wall insulation | Up to $3,600 | Insulation added to all of the exterior wall area; the amount depends on the R-value added. |
| Foundation insulation | Up to $2,300 | Basement walls, basement slab, foundation header and crawl space. |
| Exposed floor insulation | $300 | At least R-20 over the whole exposed floor. |
| Air sealing | Up to $250 | For beating the air-tightness target in your energy report by 10% or more; meeting the target earns less. |
| Windows and doors | $100 per rough opening | ENERGY STAR models, at least three window openings or one door. |
| Heat pump water heater | $500 | An ENERGY STAR heat pump water heater replacing your current one. |
On this route the insulation rebates together can reach $7,700. Three or more upgrades add a $500 bonus when the follow-up assessment is on or after January 5, 2026, and the program pays $600 toward the two assessments. The program's list of qualified upgrades for this route does not include a heat pump for heating, which is claimed on the other route, so it does not count toward the two.
Insulation and draft proofing cut the heat a home loses, and Save on Energy's free program does them before it installs a heat pump so the home is ready for it. A smart thermostat matters too: Natural Resources Canada advises keeping heat pump setbacks to 2°C or less, or using a thermostat that starts recovering early.
Do you need an energy assessment for Home Renovation Savings?
Not for a heat pump: the heat pump rebate needs no home energy assessment. You need one before any work for wall, foundation and floor insulation, air sealing, windows and doors and a heat pump water heater; attic insulation can go either way.
A registered energy advisor visits for about 2 hours before the work and about 1 hour after it. You pay for both visits, and the program pays $600 back once you have finished at least two upgrades. Work started before the first assessment does not count on this route, though a heat pump, solar panels or a smart thermostat can still qualify on the other.
Who is eligible for Home Renovation Savings?
Ontario homeowners whose home is heated mainly by Enbridge natural gas, or is on Ontario's electricity grid and heated by electricity, oil, propane or wood. For the heat pump rebate, all of these must be true:
- You own the home and pay for the heat pump. A landlord applies for a rental they own; tenants cannot apply.
- The home is heated mainly by a natural gas furnace or boiler and you are an Enbridge Gas residential customer. Or the home is on Ontario’s electricity grid and heated by electricity, oil, propane or wood.
- Gas-heated homes served by a utility other than Enbridge Gas do not qualify. Nor do Cornwall Electric customers, unless they heat with Enbridge gas. A gas fireplace does not count as the main heat.
- It is a detached, semi-detached, row or townhouse, or a mobile home on a permanent foundation, and has been lived in for more than six months. A unit in a stacked townhouse, duplex or triplex can qualify on its own if it has its own heating system (and, in a gas home, its own gas meter).
- It is the home’s first heat pump for space heating. Replacing an existing heat pump does not qualify.
- The unit is an active model on Natural Resources Canada’s list of cold-climate air-source or ground-source heat pumps.
- A backup can stay: a new or existing furnace in a gas or propane home, or the existing electric heat in an electric home. Only the heat pump is covered.
- For a mini-split or multi-split, both the indoor and outdoor units must be new. Adding a head to an existing system does not qualify.
- In an oil-heated home, the heat pump and any electric backup must be sized to cover the whole heating load. You do not have to remove the oil furnace, but where the law requires it the tank must be emptied or removed by a TSSA-registered contractor.
Sources, checked November 3, 2026:
How do you apply for Home Renovation Savings?
For a heat pump, a participating contractor applies for you before and after the install; for the assessment upgrades, you book an energy advisor first.
Heat pump
- Confirm you qualify. Fill in the program's short form; the list of participating HVAC contractors arrives by email.
- Choose a contractor from that list. They help choose the heat pump and submit the pre-installation application, with the model's AHRI number and a sizing form.
- Wait for approval, then install. Pre-approval is mandatory: an install done before approval gets no rebate.
- Receive the cheque. The contractor files the post-installation application within 30 days, and the cheque should arrive within 60 days of its approval.
The Ontario rebate guide lists what the contractor sends at each step.
Assessment upgrades
- Book an initial assessment with a service organization from the program's list, before any work.
- Read your report and choose at least two of the upgrades it recommends.
- Have the work done by the contractor of your choice.
- Book the follow-up assessment with the same energy advisor.
- Receive the rebates once the advisor submits the paperwork.
Does Home Renovation Savings stack with the federal heat pump rebate?
Yes: the program allows money from other funders on top, and Ottawa says its National Heat Pump Rebate "can be combined with existing provincial programs." Home Renovation Savings sets two limits. None of the extra money can come from another Enbridge Gas, Save on Energy or Government of Ontario incentive, and the total cannot be more than the cost to supply and install the heat pump.
| Home heated by | Home Renovation Savings | + federal, above income limit | + federal, at or below it |
|---|---|---|---|
| Enbridge natural gas | $1,500 | $3,500 | up to $11,500 |
| electricity, oil or propane | $3,750 | $5,750 | up to $13,750 |
The federal rebate opens in early 2027 and covers installs from November 1, 2026. In Ontario, a household of four can get up to $10,000 with an after-tax income of $146,217 or less; the income table has every household size. Both programs want the AHRI number on the paperwork, so ask for it on the quote.
Official program pages
Program rules and amounts can change, so check the program's own pages before you sign anything.
Amounts checked against the program's pages on November 3, 2026. Prices for the whole job are on the Ontario heat pump cost guide.